In fact if a shop refused to take a Scottish/Northern Irish/ Guernsey note that I was trying to spend I'd take my business elsewhere! However, the rules could soon change as an MP has now lodged a bill in the House of Commons calling for banknotes from Scotland to be accepted throughout the UK. And it's causing even more confusion on the high street with even Judy Murray venting about having her £10 note rejected at a London coffee shop in February - being told by the owner "we only take British ones". Most seem happy to accept Scottish notes, certainly in the north of England. I smashed my Terramundi Pot open yesterday, and i have £350 in a mix of notes, £1 and £2 coins, and 50p, 20p, 10p, 5p, 2p and 1p coins. A note’s serial number, printed to the right of the Queen’s head, is typically what separates a rare note from a common one. Non-customers can exchange their banknotes at the respective issuing bank up to a limit of £250. Arctic freeze: Met Office issues five new warnings for snow with 6 inches expected after -10C night- will it fall in your area? Shops and anybody else can choose whether to accept Scottish notes or not. If they are not the owner and have been told not accept £50 notes, ... Santander's 123 Lite Account will pay up to 3% cashback on household bills. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Post Office may also accept withdrawn notes as payment for goods and services, or as a deposit into any bank account you can access at the Post Office. In England, businesses do not legally have to accept Scottish bank notes - however the majority will, providing they recognise them. Collectors generally seek out notes with low serial numbers – starting with AA01 – as these are the earliest of their kind to be printed. If it says 'Sterling' on the note (which I believe Scottish money does) then it is legal tender. Registered in England and Wales. For example Scottish notes are not legal tender anywhere in the UK, but they are legal currency and I would encourage shops keepers to accept them." According to the Royal Mint, coins worth less than £1 are only legal tender up to a certain limit. I still like the look of the Bank of Clydesdale €20 notes. In total that means we’ve got almost 250 million notes worth £1.84bn that legally shops don’t have to accept when you try to use them. - See 23 traveler reviews, 2 candid photos, and great deals for Brighton, UK, at Tripadvisor. No, you do not have to accept them in your change either. Report Reply. And, you can always exchange withdrawn notes with us. £1 and £2 coins are, fortunately, legal tender up to any amount at all. Non-customers can exchange their banknotes at the respective issuing bank up to a limit of £250. 0 | Share . The age-old argument about English establishments not accepting Scottish paper money has been put to the test - and many of us claim they're fake, Get our money-saving tips and top offers direct to your inbox with the Mirror Money newsletter. Notes with special sequences, such as 888888, can also be collectible. Post Office - All Post Office branches will accept the notes as a deposit into any main UK bank account even after the notes cease to be legal tender. You can change your PIN at any of our cash machines in the UK or a LINK cash machine. "The acceptability of any means of payment, including banknotes, is essentially a matter for … The Bank of Scotland, Barclays, Halifax, HSBC, Lloyds, Nationwide, NatWest, RBS and Santander have all confirmed to us that they will accept deposits of the old £10 note from their own customers after 1 … All Royal Bank of Scotland and Ulster banknotes (as with all Scottish and Northern Irish banknotes) remain legal currency, will not be withdrawn from circulation in the same way as the Bank of England notes, and have no end date for acceptance. Scottish issuing banks will accept paper notes in pay-ins from customers. Absolutely no problem with any note that states Sterling on it. For example, your bank card is certainly not legal tender, but lets you pay for things – and the same goes for cheques, contactless devices and more. The Bank of England is a 'prescribed person;, which means that you can make a whistleblowing disclosure about the Scottish and Northern Ireland banknote regime to us instead of your employer. We withdrew cash from an HSBC ATM in Glasgow and they were Bank of England. When you subscribe we will use the information you provide to send you these newsletters. You can unsubscribe at any time. Many banks will accept withdrawn notes as deposits from customers. I recently found an old Edward Elgar £20 note. ... Santander cuts benefits on 123 account In 2017, just weeks after the launch of the Bank of England's new £10 note, three Scottish banks released their own plastic tenners. Thanks. Clydesdale Bank is a trading name used by Clydesdale Bank plc for its retail banking operations in Scotland.. You can also use your Santander debit card with no charge at Santander ATMs in Spain (adult accounts only). The Royal Mint explains the 'legal tender' phrase is a narrow technical term referring to the settlement of debts, and in ordinary transactions both parties can agree to accept "any form of payment". It's currently rolling out the service and says all customers will be able to use it by June – but you can activate it now by calling 0800 9123 123. Once your PIN is unlocked you can use your card immediately. Many major banks will allow you to deposit old notes if you are a customer – Bank of Scotland, Halifax, NatWest, Lloyds, Royal Bank of Scotland, Santander and Ulster Bank have confirmed to us this week that they're still accepting old fivers and old tenners. You must know your original PIN to change a PIN. Investment fees, charges and key documents, check and print balances and mini statements, transfer money between your Santander accounts. Your card PIN can be locked if you get it wrong several times when you’re trying to buy something in a shop. The Scottish banks issue notes in denominations of £5, £10, £20, £50 and £100.Only the Royal Bank of Scotland continues to issue a small volume of £1 notes. Telephone 0800 389 7000. I'm aware that you can send them to the Bank of England but that seems like alot of fuss as I have read in various places online that some people have been able to put them into their Lloyds TSB account after the changing deadline, I was wondering if this was still possible and if it would work at Santander as thats where my account is? In a survey that placed notes from the Bank of Scotland, Royal Bank of Scotland and Clydesdale Bank in front of 1,710 people, a third said they were counterfeit while three in four could not tell what country they were from. Issuing banks will continue to accept all Scottish notes from their own customers, which can either be either deposited into their account or exchanged for polymer versions. However, most shops in England will accept them. Thanks! A note’s serial number, printed to the right of the Queen’s head, is typically what separates a rare note from a common one. I regularly travel between England and Scotland. I work in a busy town centre bar and we take anything (Euros included!). We have over 2,400 cash machines for you to use in the UK. The Censuswide survey found of all notes shown to participants, Royal Bank of Scotland notes were the least likely to be accepted. Sometimes they’ll include recommendations for other related newsletters or services we offer. The Bank of England is a 'prescribed person;, which means that you can make a whistleblowing disclosure about the Scottish and Northern Ireland banknote regime to us instead of your employer. Scottish notes are legal tender in England and so all shops and banks, etc should accept them. Registered Number 2294747. explains more about how we use your data, and your rights. I offered him exact change in English money or a Scottish £20 note. 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