You can buy health insurance online at any time of the day or night! Our health insurance plans look after your health and wellbeing. Check out all the Key Features Benefits Policy … 25 lakh. for class A cities and 2.5% of sum insured for other cities, S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 2 % of S.I. Looking for health insurance with pre-existing disease cover... OPD Expense Coverage in Health Insurance Policy: Get to know... For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989. Our medical insurance plans also cover the various tests & x-ray that may be required during your treatment. Foul Smell, a New Symptom Among Long Covid Patient... 22 Passengers On UK-India Flights Found Covid-19 P... Chlorhexidine Mouthwash Can Kill Covid-19 Virus: S... Health Insurance Companies Cannot Reject Claims Af... Insurance Companies To Offer COVID-19 Specific Ins... ICMR Study Finds Covid-19 Antibodies in 72% Blood ... Central Government Announces ‘Co-WIN’ App for Covi... How to File a Claim with Star Health Insurance? The first and most important factors are your age & the sum insured of your policy. You may even contact their call center and request for one. for class A cities and 1.50% of sum insured for other cities, S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 1% of S.I. Communication over the mail & phone was very prompt and the staff did their best to clear all my critical illness insurance related queries. A top-up plan offers you an additional benefit of a higher sum insured but only at a marginally higher cost. Step 2: Avail Treatment and Pay For Bills Avail treatment at any non-network hospital of our choice. In the case of a medical emergency, you can choose which plan you want to use to cover your medical expenses. You can cover self, spouse, dependent children aged between 3 months and 25 years (if at least one of the parents is covered under the policy) under floater policy and add self, spouse, dependent children, and parents under an individual policy. View All IFFCO Tokio Health Insurance Reviews, IFFCO Tokio Health Insurance for Individual, IFFCO Tokio Health Insurance for Senior Citizen. In this case, you could have to pay for all your medical expenses and we would then reimburse the costs incurred. There are numerous factors that determine the premium of your health insurance policy. Cashless hospitalization: IFFCO Tokio has a wide network of cashless claim hospitals across the country where customers can benefit from direct health care services. Cashless Claims: If you visit one of our 5000 network hospitals, you can enjoy a completely cashless claims process. Other factors that influence the premium of your health insurance plan include your family’s medical history, your BMI, your profession, etc. IFFCO Tokio health insurance plans cover you with numerous benefits such as cover for health check-up, ambulance charges, pre-hospitalisation and post-hospitalisation expenses, and so on. It provides a policyholder numerous benefits and ensures you are protected from the unpredictable nature of life. IFFCO Tokio offers their health insurance customers the option of availing quality treatment at more than 5,000+ leading hospitals across the country. However, for packaged treatments, a sub limit equal to 80% of the sum insured is applicable. Daily allowance: An additional daily allowance amount equivalent to 0.15% (one seventh of a percent) of the sum insured per day, up to a maximum of Rs. Such instances are not covered by most insurance policies including health, life and, motor insurance. https://www.bankbazaar.com/insurance/iffco-tokio-health-insurance.html Some of the common medical insurance exclusions include. What seems like enough today might fall short a few years from now. IFFCO Tokio Vs National Insurance Health Insurance Plan Comparison IFFCO Tokio . IFFCO Tokio General Insurance, incorporated on 4th December 2000, is a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates and Tokio Marine and Nichido Fire Group. Childbirth and lawful terminations are also considered as pre-existing conditions, therefore they have a waiting period before they are covered. This allows you to tailor the protection of your plan to meet your exact healthcare needs. You need not pay a single penny for a cashless claim. To avail cashless treatment under your IFFCO Tokio health insurance plans, you need to follow a few simple steps listed below: Step 1: Get Hospitalised Get hospitalised in a network hospital of your choice. The health insurance plans designed by this company is very good and it specially helps you to maintain a financial portfolio for the future. It offers a wide range of coverage. Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961. This is the reason why so many of our customers purchase our health insurance plans online! IFFCO Tokio Health Insurance. The huge list at the health insurance company makes it easy to find a good cashless network hospital, thereby eliminating the need of finding one for hours. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. IFFCO Tokio. Having health insurance is extremely important. IFFCO Tokio Swasthya Kavach Policy. Also, you are required to quote your policy certificate number while intimating. Take the rate of inflation into consideration when choosing the coverage of your plan. There is no maximum limit for claims to be made. Please enter that. Up to 2% of the sum insured subject to maximum of Rs.5000/- per day, S.I of 7 Lacs and above : Covered up to actuals S.I below 7 Lacs: Up to 2.50% of S.I. I came to InsuranceDekho looking for a befitting health plan for my family. Step 3: Documents Verification The TPA will examine your document and convey the decision to the network hospital. Specialised indemnity product for the treatment of COVID-19. Following are the exclusions in case of which our company will not be able to compensate your claims: Frenuloplasty, Circumcision, Preputial Dilatation, Preputioplastyand Removal of SMEGMA. A waiting period of 30 days is applicable starting from the date of policy issuance. Upon completion of your treatment, the hospital will file for a claim with us, and we will settle the bill directly with the hospital. Every health insurance policy will have a set of exclusions. IFFCO Tokio Health Insurance Plans Company Overview. Choosing a network hospital at IFFCO Tokio has its own benefits. Why Should You Buy Health Protector Plus Policy by Iffco Tokio General Insurance Iffco Tokio General Insurance Company has an incurred claim settlement ratio of 102% in the financial year 2018-19. / 2.5% of S.I (depending on the plan variant)s. S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 2.5% of S.I. You are more than welcome to visit one of our branches to purchase a medical insurance policy. Compare Star vs IFFCO Tokio Health Insurance Benefits. When you are satisfied with the coverage, you can proceed to the payment process. In this case, you would have to cover future medical expenses on your own. IFFCO Tokio health insurance policy ensures that you are free from the pressure of bearing hospitalization costs. Features: Policyholders (up to 60 years of age) do not need to undergo any medical check-up to buy the policy. And when it comes to looking after yourself, you can think of health insurance as your ultimate back up plan. Here are some other good reasons for this. Get financial protection from life-threatening illnesses such as cancer, stroke, open heart surgery, major burns, etc. It could be your favourite spot on the couch, in-between meetings at the office or even while you are travelling. Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. Renew your IFFCO Tokio health insurance policy online. We provide a range of easy to understand coverage options that are designed to suit varying needs. To cater to all medical requirements of its policyholders, the health insurance company offers a vast range of well-crafted policies. Ltd., we understand that there's no 'one size fits all' approach to health cover. You can use a top-up health insurance plan to supplement your primary health insurance plan. The policy pays you a lump sum amount if you are diagnosed with a critical illness. Find a health insurance plan that's right for you! Things to know before buying Health Insurance in India, All You Need to Know About Mediclaim Policy in India, Critical Illness Insurance - Myths and Facts. In case of reimbursement, you should contact us within a couple of days of your hospitalization – our customer care team will guide you with the further processes. IFFCO Tokio General Insurance offers you a top-up plan named Health Protector Plus. What is Health Insurance? You can easily renew your IFFCO Tokio health insurance policy online by following a few simple steps: Step 1: Visit the official website of IFFCO Tokio General Insurance and navigate to the Renewal Page. Some of the reasons to choose IFFCO Tokio Health Insurance are listed below: IFFCO Tokio health insurance plans offer you the following benefits: Claim Settlement Ratio is referred to the ratio of claims settled against the total number of claims admitted by an insurer. Not covered: This plan does not have co-pay option. However, with a valid policy, you can keep your assets in place and your medical cover expenses with ease! Reach us for help anytime. Step 6:  Enter your Email ID and City. Popular Plan comparison. Step 7: Select the term for your shortlisted policy. IFFCO Tokio General Insurance offers 2 types of health insurance policies: Overseas Travel Insurance Policy This travel insurance policy offered by IFFCO Tokio General Insurance provides financial assistance in case of medical emergencies, in the case of evacuation, if the policyholder loses his/her baggage or passport, etc. between 9:30 AM to 6:30 PM. Read More, The Policy pays lumpsum amount if the person gets diagnosed with COVID-19 READ MORE, Specialised indemnity product for the treatment of Covid-19 READ MORE, Our health insurance plans are designed to provide all-round protection from medical expenses. These include, but are not limited to the following. In comparison, buying health insurance online will only take you a few moments. IFFCO Tokio Health Insurance. Step 2: Fax The Cashless Claim FormFill and fax the cashless claim form to the Third Party Administrator (TPA). It can be easily personalized to meet the healthcare needs of your entire family. 5. Then fill in your Name and Mobile Number. S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 1% of S.I. All in all, the insurer fulfils varied needs from different sections of the society with its specialised products. National Parivar Mediclaim Family Floater 1 to 10 Lakh. 2 lakh to Rs. One of the best health insurance online i can ever have. As the benefits vary with different policies, so does health insurance premium. You can also customize both plans in a way that they complement each other and provide you with wholesome coverage from medical emergencies. It ensures you have continuous protection against the medical emergencies & rising cost of healthcare today. You could also expect to pay a higher premium if you consume nicotine and/or alcohol. You will see the most suitable quotes for you on the screen. With a medical insurance policy from IFFCO-Tokio General Insurance Pvt. With an incurred claims ratio in Health of 102.00%, they also covered 220.15 lac lives during the same year 2018-19, as per the data provided by IRDAI. Not only that, any NCB (No Claim Bonus) & waiting period credits you have accumulated over time could also be lost. / 1.5% of S.I (depending on the plan variant). The advantage of buying two medical insurance plans is that, if the sum insured of one plan is exhausted, you can turn to the other to cover the remaining costs. IFFCO Tokio Family Health Protector Policy Overview. Here you will have to tell us about yourself & your coverage needs. Without a medical insurance plan, you could be forced to tap into your savings or prematurely liquidate your investments to cover medical bills. Out of many IFFCO Tokio health insurance plans, we have shortlisted the top 5 for you. With an incurred claims ratio in Health of 102.00%, they also covered 220.15 lac lives during the same year 2018-19, as per the data provided by IRDAI. Click here to renew. You can buy this plan for sum insured options between Rs. support@insurancedekho.com. READ MORE, Coverage for vector-borne diseases. When you buy medical insurance online, you can do so at a time and place you are comfortable with. Features & Benefits of IFFCO Tokio Health Insurance. Aliquam ac risus quis ligula mattis placerat. Along with many coverage benefits, IFFCO Tokio health insurance plans also offer you tax benefits on the premium paid for them under Section 80D of the Income Tax Act, 1961. Buy a complete health cover for your family. When you choose IFFCO-Tokio, you get award-winning protection that comes bundled with the following benefits: 5000+ Network Hospitals where the insured can avail cashless settlement of claims. To understand the tax benefits in detail, see the table below: Deduction under Section 80D of the Income Tax Act, When the policyholder as well as parents are less than 60 years of age, When the policyholder and family members are aged below 60 years with parents aged above 60 years, When the policyholder, family members, and parents are aged above 60 years. The plan offers you many benefits such as cover for in-patient hospitalisation expenses, cover for AYUSH treatment, domiciliary treatment, organ donor expenses, ambulance charges cover, etc. Up to 5% of the sum insured subject to maximum of Rs.10,000/- per day, Covered up to Rs. Your policy should be as individual as you are! However, you must remember that our policy will allow you an insurance claim only if your treatment is done by a registered medical practitioner. for sum insured options ranging between Rs. Iffco Tokio Health Insurance Reviews & Rating. Select ‘Renew Health Policy’. Digitally signed policy document: Policies can be bought at the click of a button online and can be issued in a quick span of time using digital signatures. Available for a policy term of one year, the policy is available with sum insured options ranging between Rs. Insurance Dekho. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy. No … However, in case of accident or injury when plastic surgery is a requirement, it can be covered. READ MORE, Standard health insurance covering basic medical expenses. Step 4: Submit The Required DocumentsSubmit the relevant documents to the local IFFCO Tokio office address which can be obtained by calling on the toll free number mentioned in Step 1. Pre-planned procedures such as tonsillectomy, cataract, lithotripsy, and so on are covered by your policy. Making a trip to our branch can be a time-consuming process. READ MORE, Complete cover for your family. 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